Physicians Professional Liability Retroactive Coverage for the changing healthcare environment.

Physician professional liability retroactive (extended reporting period) coverage continues to be in demand. Designed to be flexible, this ground-breaking standalone product provides a variety of options including choices of duration, limits, deductible and individual or group coverage. Additionally, the coverage can be specifically tailored based on a physician's area of practice or expertise. With insight to understand this growing risk, we provide the industry expertise to craft solutions that fit clients' needs and exposures. 

  • Broad coverage with fresh set of limits
  • Defense outside the limits of liability as part of the base policy form
  • Punitive damages coverage — most favorable venue affirmation where permitted by law
  • First dollar coverage available
  • Flexibility with coverage structure
  • Specialized claims handling
  • Consent to settle with named insured
  • Policy term options available for increased flexibility (e.g., three or five years) when unlimited term is not necessary
  • Coverage available in most states
  • Primary limits only
  • Limits can be the same or lower than expiring policy
  • Separate limits for the entity available
  • Individual physicians
  • Physician groups
  • Hospital-acquired physician groups
  • Most physician classes

It's not just our experience that sets us apart. We are also committed to understanding the complex changes in the healthcare environment. The OneBeacon Healthcare Group claims team has the expertise to apply a unique perspective to nearly any claims situation.

Our talented team has an average of 20 years of claims handling experience, with nursing and legal backgrounds that bring a real world view to a claim. In addition to the wide variety of professional designations our staff has earned, case-based claims training ensures that we maintain the level of excellence our policyholders expect.