Risk Managing Hired and Non-Owned Auto Insurance in Drug and Alcohol Testing Businesses

November 29, 2018

Any commercial entity, including drug and alcohol testing businesses, that uses (i.e., allows employees to operate) vehicles that are not owned by the company, but are leased, hired, or borrowed, should consider the enterprise risk transfer strategy of insurance to address potential liabilities and losses. But what types of auto-insurance policies or endorsements to other policies are needed? Which policies are primary vs. secondary? Are there special considerations for drug and alcohol testing businesses? How should a company manage these risk exposures?

An Enterprise Risk Management Perspective on a New Trend in Patient Transportation

October 26, 2018

There is little doubt that the healthcare industry is in a cycle of rapid change. From technology, to merger and acquisitions, expanding roles for mid-level providers and the shift to increasing rates of ambulatory care, there is an array of emerging risks impacting the healthcare enterprise.

Hired and Non-Owned Auto Insurance in Healthcare - An Often Misunderstood Coverage

September 18, 2018

Any commercial entity that uses (i.e. allows employees to operate) vehicles that are not owned by the company, but are leased, hired, or borrowed should consider the enterprise risk transfer strategy of insurance to address potential liabilities and losses.

Hitting the Green for a Good Cause

September 5, 2018

OneBeacon Healthcare Group was excited to be a recent hole sponsor at the “2018 Hartford Chapter Golf Tournament Benefiting the PLUS Foundation.”